Self-insurance: Option for Small Firms?

While self-insurance has been the go-to option for large companies* - not so for small employers.  However, is there a market shift adrift?  In a recent blog post in Healthcare Finance News, Robert Laszewski keeps the discussion going.  He suggests that the movement by smaller employers to self-insurance is “on the cusp of becoming a market trend.”  With ACA implementation on the horizon, this isn’t a new topic.  In a 2011 report, the RAND Corporation outlined influential factors in an employer's decision to self-insure.  >>Read more

* 96% of workers in firms of 5,000+ covered by self-insured plans